What no one tells you is that real life is a lot scarier than the movies. Natural Light gets it though.

Natty Light is actually challenging millennials and Gen-Zers to do something different this Halloween — dress up in costumes inspired by real-life fears. Things like, “Moving Back in with Parents,” “Scary Bad Credit,” “Undying Laundry Basket” or “Shackled by Student Debt.” Name something scarier — it’s tough!

As it turns out “adulting” is a lot scarier than axe murderers, big headed clowns and demonic soul suckers.

Natty Light is challenging millennials and Gen-Zers to do something different this Halloween — dress up in costumes inspired by real-life fears. Things like, “Moving Back in with Parents,” “Scary Bad Credit,” “Undying Laundry Basket” or “Shackled by Student Debt.”

“A lot of things can keep our consumers up at night, but demonic clowns and movie monsters aren’t at the top of the list. It’s real-life nightmares, like finding a job right after graduation and apartment security deposits, that are truly frightening,” said Daniel Blake, Senior Director of U.S. Value Brands at Anheuser-Busch. “Natty has been committed to helping ease the transition from college to adult life by injecting a little fun into the serious parts of life. So this Halloween, we’re serving up relief to those real-life horrors that are transformed into clever costumes.”

For those who dare to ditch the typical and overused costumes and go with these realistic “scaries,” as Natty Light calls them, they will be entered in a contest to win cash prizes, according to a press release.

To enter the contest, participants must dress as some “adulting” fear, and then post a photo of the get-up to either Twitter or Instagram with the tag #NattyScaries and #contest.

Contestants must also be following Natural Light on the respective social platforms. Natural Light’s contest is currently running through Nov. 3 at 11:59 p.m.